Endowment Policy
There's a big difference between life insurance term policy and endowment policy. An endowment policy returns the face value of the policy to you at the end of the term while life insurance doesn't. For example, say, life insurance will pay a hundred thousand dollars for your beneficiary in during the period when you're dead. If you survive until the end of term, insurance company pays you nothing. While endowment policy will pay your beneficiary a hundred thousand dollars in case you die and if you don't the company will still pay you the same amount.
And the interesting about endowment policy is that you can cash your money before the term ends. However, you'll get less money than you should. There's an alternative for this case, you can sell your endowment to other people. Surely you'll have some troubles finding the people. This is the time TEPS or Traded Endowment Policy Specialist enters. With help from TEPS you can sell your endowment in better price than you just surrender it. Some TEPS companies can help you sell your endowment policy for up to 35% more than your surrender value.
Many cases of the sale of the endowment is a series of scenarios such as obtaining a divorce, debts are paid mobile homes, pay mortgages, tracking payments, and many other situations . This service allows you to get the most out of your staffing policy and they do it quickly and professionally.
All you have to do is fill out a form and the Research Unit of the endowment market for you. Then you receive a free estimate of TEPS. This free offer requires no obligations, which means that if you think the service is not good for you, you do not have to do so. There's nothing to lose trying this service. It will benefit you and who knows, maybe you will like it.
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Friday, April 18, 2008 | Labels: Finance | 57 Comments
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